Where it appears
Terminal configuration value; supplied to the card via the PDOL/CDOL.
Specification reference
Defined in: EMV 4.x Book 4 (Cardholder, Attendant & Acquirer Interface), Annex A
Bit-level definitions below follow: EMV 4.4 Book 4, Annex A1, Table 24 — Terminal Type (1 byte, n 2). First digit = operational control (1 financial institution, 2 merchant, 3 cardholder); second digit = environment and communication.
Bit & value breakdown
EMV 4.4 Book 4, Annex A1, Table 24 — Terminal Type (1 byte, n 2). First digit = operational control (1 financial institution, 2 merchant, 3 cardholder); second digit = environment and communication.
Attended (second digit 1–3)
11Financial institution, attended — online only12Financial institution, attended — offline with online capability13Financial institution, attended — offline only21Merchant, attended — online only22Merchant, attended — offline with online capability (typical retail POS)23Merchant, attended — offline onlyUnattended (second digit 4–6)
14Financial institution, unattended — online only (e.g. ATM)15Financial institution, unattended — offline with online capability16Financial institution, unattended — offline only24Merchant, unattended — online only25Merchant, unattended — offline with online capability (e.g. vending)26Merchant, unattended — offline only34Cardholder-operated, unattended — online only (e.g. home or mobile device)35Cardholder-operated, unattended — offline with online capability36Cardholder-operated, unattended — offline onlyExample values
22Merchant, attended, offline with online capability (typical POS)
25Merchant, unattended, offline with online capability (vending)