← ISO 20022 Reason Codes
ISO 20022 reason code · pacs.002

AB05Timeout at the creditor agent

What does reason code AB05 mean?

Timeout at the creditor agent. Transaction stopped due to timeout at the Creditor Agent.

Code
AB05
Group
Format & timing
Used in
pacs.002 (reject or status report)

What to do when you receive AB05

  • Treat the payment as not executed: the debtor is not debited, or is re-credited.
  • Retry as a new payment with a new end-to-end ID, or fall back to a standard credit transfer.
  • Repeated timeouts to one bank point to an outage there; check the CSM status page before retrying in bulk.

In SEPA

Typical SCT Inst reject: the beneficiary bank did not confirm before the scheme time-out, so the originator bank rejects the payment.

Definition by message

MessageISO 20022 definition
pacs.002Transaction stopped due to timeout at the Creditor Agent.TxInfAndSts/StsRsnInf/Rsn/Cd

Decode any value

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Related codes

AB06Timeout at the instructed agentAB08Creditor agent is not onlineTM01Received after cut-off time

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