ISO 20022 reason code · pacs.002 · pacs.004

AC13Invalid debtor account type

What does reason code AC13 mean?

Invalid debtor account type. Debtor account type missing or invalid

Code
AC13
Group
Account
Used in
pacs.002 (reject or status report), pacs.004 (return of funds)

What to do when you receive AC13

  • Check that the scheme matches the account: some account types cannot be debited.

In SEPA

SDD B2B: the debtor's account is a consumer account, which the B2B scheme cannot debit. Use SDD Core instead.

Definition by message

MessageISO 20022 definition
pacs.002Debtor account type missing or invalidTxInfAndSts/StsRsnInf/Rsn/Cd
pacs.004Debtor account type is missing or invalidTxInf/RtrRsnInf/Rsn/Cd

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