ISO 20022 reason code · pacs.002 · pacs.004 · camt.029

NOASNo answer from beneficiary

What does reason code NOAS mean?

No answer from beneficiary. No response from Beneficiary.

Code
NOAS
Group
Recall & investigation
Used in
pacs.002 (reject or status report), pacs.004 (return of funds), camt.029 (answer to a recall)

What to do when you receive NOAS

  • The beneficiary did not answer the recall within the deadline, so the bank will not return the money.
  • The payer's remaining options are outside the scheme, for example legal action.

In SEPA

A negative answer to an SCT recall: the beneficiary was asked to agree to the return and did not reply in time.

Definition by message

MessageISO 20022 definition
pacs.002No response from Beneficiary.TxInfAndSts/StsRsnInf/Rsn/Cd
pacs.004No response from BeneficiaryTxInf/RtrRsnInf/Rsn/Cd
camt.029No response from beneficiary (to the cancellation request).CxlDtls/TxInfAndSts/CxlStsRsnInf/Rsn/Cd

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