ISO 20022 reason code · pacs.002 · pacs.004 · camt.056

UPAYUndue payment

What does reason code UPAY mean?

Undue payment. Payment is not justified.

Code
UPAY
Group
Amount & duplicates
Used in
pacs.002 (reject or status report), pacs.004 (return of funds), camt.056 (recall (cancellation request))

What to do when you receive UPAY

  • The payment was not justified, for example sent in error. Confirm with the payer before returning or resending.

Definition by message

MessageISO 20022 definition
pacs.002Payment is not justified.TxInfAndSts/StsRsnInf/Rsn/Cd
pacs.004Payment is not justified.TxInf/RtrRsnInf/Rsn/Cd
camt.056Payment is not justified.Undrlyg/TxInf/CxlRsnInf/Rsn/Cd

Decode any value

Search every reject, return and recall reason code, or filter by message and group.

Open the ISO 20022 Reason Codes

Related codes

Something wrong or missing? Report a problem — we check reports against the specs.