ISO 20022 Reference
Tools/ISO 20022 Reference/pain.008
Payment Initiation (pain)
pain.008

Customer Direct Debit Initiation

Version shown
pain.008.001.08
Area
Payment Initiation (pain)
MT equivalent
—
Exchanged
Creditor (initiating party) → creditor agent.

Overview

pain.008 initiates direct debit collections, carrying mandate identification, sequence type (FRST/RCUR/OOFF/FNAL), and pre-notification data. It is the backbone of SEPA Direct Debit and increasingly of request-to-pay style collection flows.

Key elements

ElementNameNotes
PmtInf/PmtTpInf/SeqTpSequence typeFRST / RCUR / OOFF / FNAL.
DrctDbtTxInf/DrctDbtTx/MndtRltdInf/MndtIdMandate identification—
DrctDbtTxInf/InstdAmtInstructed amount—

Work with this message

🏦IBAN Validator

Other messages

head.001Business Application Header (BAH)pacs.008FI to FI Customer Credit Transferpacs.009FI Credit Transferpacs.002FI to FI Payment Status Reportpacs.004Payment Returnpain.001Customer Credit Transfer Initiationpain.002Customer Payment Status Reportcamt.052Bank to Customer Account Reportcamt.053Bank to Customer Statementcamt.054Bank to Customer Debit/Credit Notificationcamt.056FI to FI Payment Cancellation Requestcamt.029Resolution of Investigationcamt.110Investigation Requestcamt.111Investigation Response
← Previouspain.002 Customer Payment Status ReportNext →camt.052 Bank to Customer Account Report